Financial / Wealth Seminars and Talks

Attended a 3 full day seminar by Robert Kiyosaki and his "Rich Dad" team. Of course, like what everyone will tell you, "He can say this now because he's rich!"

Wealth seminars about finding your financial freedom makes the speaker rich. This is where they earn from. Some found their "calling" to start teaching the world their methods, others exploit. Are the attendees truly rich or had found a light at the end of the tunnel for themselves? There are people who attend such talks every year, but never made it great.

WHY?

These people love to attend "feel-good" seminars, get motivated, and get hyped up and vow to take on the world, but at the end of one, they leave the hall, though refreshed, everything goes back to normal once they hit the sack.

Of course, the path to wealth and richness is not for everyone, only 1% truly made it. I take in everything with a pinch of salt, but importantly, I MUST learn something by the end of such seminars.

What have I learnt? How to be a multi-millionaire? No... How to own and run a business? No...

How to take charge of my financial health? YES!!

This talk has truly opened my eyes on my current situation in life, and how to manage my own financial well-being first.

Being armed with financial freedom does not mean you have to be RICH! It also means being rich spiritually, mentally and physically. Having financial freedom means your expenses are not exceeding your incoming cashflow, you do not have to live below your means, and STILL lead a comfortable life. This is being RICH in YOUR standards.

Ask the typical man off the streets, what is their networth, they won't be able to tell you. This is because most people live hand to mouth every month. Their only asset is probably the roof over their heads, but then, if you're slogging and paying off your housing loan, how can your house be called an asset? In this case, millions of people has a heavier liability weighing off their balance sheet.

The typical man off the streets are caught in a "lemming" mentality, just follow, not just the law, but many things, like rushing for the same things EVERYONE goes for. Aunty tells you, "Ah Ger, my neighbour's daughter's friend's sister's cousin says XXX stock going up, CAN BUY! Aunty bought ONE share liao! Listen to Aunty, good buy!"

Chances are the prices has already went way up, by the time the news came to the aunty already".

What about the timeshare scam... i mean scheme? Reports showed people are getting burnt, over and over, but lesson has still not been learnt.

Robert Kiyosaki taught EDUCATION gives the power to process the meaning of INFORMATION. Which is what the common people lack.

READ, DECIPHER, DIGEST INFORMATION, RESEARCH before taking the plunge.

Just something to share ...

Get inspired ... http://www.lifewithoutlimbs.org/

Seen today

Seen today ...

Was eating by the poolside cafe with my hubby and some friends, suddenly we heard a "HEEEhhhhmm.... *gargle gargle* ... HEEhmm.... *gargle gargle*" crescendo and decrescendo in the waters. Ran to the side fence to take a look (in other words, kaypoh), it was actually a WOMAN struggling, but she was holding on to a guy, but during her struggle, she kept pushing the guy into the water. The guy was in more trouble than the lady!

Saw the lifeguard darted half around the pool to their aid (shouldn't he have jumped into the pool and swam over?)... Maybe too far, faster to run over and jump in. Some other swimmers swam over quickly to help these two.

Unfortunately, although I am a swimmer, I do not know how to handle such situations. Thank goodness they are all safe. Thank God for lifeguards and good Samaritans.  

Heard a young boy drowned in this pool as he jumped into the pool to play, but there was no lifeguard on duty. 

Heard that this is due to club's management's way of cost cutting, to cut lifeguard duty roster from 2 rotating shifts to 1 a day only so that they only needed to hire 1 lifeguard.

Sickening. Poor boy. Even a strong swimmer can drown, not to mention a young inexperienced boy who can barely swim.

NFB Cannes Short Film - Sebastian's Voodoo by Joaquin Baldwin

This is good!

"Sebastian's Voodoo"

Director: Joaquin Baldwin
Running Time: 4'06
Country: U.S.A.
Category: Drama

Is Man Good or Evil by nature?

Author Stephen King is a fantastic Horror, Fantasy and Science Fiction writer. Most of his novels have been brought to "life" in the movies. Funny how through stories the true human nature is revealed.

"Man are born good..." as a proverb goes. Truly, this person had not been through the darkest ages of Mankind.

Take for an example the novel "The Mist". In desperate times, people who are thrown into a state of panic embraces just about anything they think can bring "salvation" to them. Fanatics in this situation (whatever be their religion) rules the roost with their "preaching" of false gods. They offer false hopes and false sense of salvation to the "flock", having people made into sacrificial lambs to satisfy some dark innate sense of piousness to their "god" just to protect their own hide.

How about "The Shining", where a man battles with alchoholism and uncontrollable rage. At some point, he is fighting his inner demons. "IT" is similar, in terms of fighting inner demons, overcoming one's fears.

Mr Stephen Edwin King has truly mastered the art of satisfying men's dark appetite for blood, murder and evil. Not for the faint hearted though.

Ok, ok... I'm just reading into these books too much.

But, if men are born good, why are there constant reminders and teachings of spiritual salvation, teachings of good, and "finding one's inner peace", and so on?

Governments have to run campaigns for to remind citizens to be courteous, etc. But at the end of the day, who really gives the shit? These campaigns has a role, to condition one's mind as they are played on all media and repeated constantly (Pavlov's methods, perhaps).

Ultimately these things has to be taught by the people who populated the nation ... Parents.

"Dark" and "Light" forces are constantly waging battles for the human soul every single second. Every single second of each living and breathing life force existing on Gaia.

Shoot, I'm beginning to sound like some new age cuckoo who could run around screaming, "Repent while salvation is at hand! The world is coming to an end! The prophecies in the Book of Revelations are about to be fulfilled!"

Nah! I am a sensitive new age gal, and am a softy for humanity.

Be Prepared

Got a call today, one of my clients buzzed me to tell me that his young son had an accident, and required multiple stitches.

"Can I claim from my insurance or not har?", he asked.

I replied, "I remembered that you did not want to get your children's accident policies from me, which I had proposed the last time I met you, saying that it's not really a necessity right now.

Have you or your wife bought accident plans?"

"Oh... No... ", came a sheepish, disappointed answer.

"My friend, you do need to consider it, especially if you have young children, and they are very active.", I consoled.

This is a common call for me, being in my line of work. There are people who do not see the importance of an insurance, especially a simple, low-cost accident plan, and they put of getting it as they see this as an additional cost, saying "oh I will be careful, this will not happen to me" and regret it later.

People buy umbrellas, and carry them around in case of rainy days (like our current freaky weather). But unfortunately, people do not manage risks, rather, they choose what I would call a "self-assurance", where one feels that they have enough to pay for what ever medical bills they will have, IF it anything happen to them.

I'm not selling online, or exaggerating the importance, but since I've started studying for the insurance exams last year before I can get my license, and it has opened my eyes to a lot of things. I started to be more aware and careful with my finances, in case anything DO happen to me. I always tell people that I'm worth more dead than alive!

Yes, the mortgage insurance will cover my matrimonial home. How about my final expenses? Final expenses means the funeral expenses, etc. I want to be cremated, and have my ashes thrown into the sea. Maybe let me disperse with the winds in Santorini, Greece. Having a "slot" just to place an urn is cost. Having a simple funeral is cost too. Sigh. Although my parents do not need my money, but I do believe in filial piety, and want to repay my parents for all the years of upbringing (expensive upbringing, in fact).

Insurance is something which one should get when they don't need it, as when they do need it, they are not able to get.

My advice to all, be prepared. Manage your physical and financial risks, or get someone to do it for you. Do a financial review at least once a year, review your policies, and make a will.

Be prepared.

"Porcelain" by Moby

"Porcelain" by Moby (Album: Play)


In my dreams I'm dying all the time
Then I wake it's kaleidoscopic mind

I never meant to hurt you, I never meant to lie

So this is goodbye... This is goodbye

Tell the truth you never wanted me... Tell me

In my dreams I'm jealous all the time
As I wake I'm going out of my mind
Going out of my mind

To All The Bad Boys I've Loved Before ...

The first time I meet a person, I like to look at their eyes. Then, into their eyes. It is said that a person's eyes are the windows to their souls. When a person laughs, you can tell if he/ she is laughing wholeheartedly, or he/she is just patronising you and is not being sincere.

There's something about him that drew me to him... His eyes... The first time i saw him, we connected immediately. My gal friend had asked me to join her and her colleagues in a discotheque. She said that this is a bunch of people of similar age group, and they're great fun. I jumped at the chance! It's been sometime since I had really socialised, and I needed to get out.

After my period of severe, manic-depression, it's time to have a new lease of life, had to bring the fun back into the "old" Marilyn. Well, I was single and available at the time, no harm socialising.

Those beautiful hazelnut brown eyes... mysterious, but alluring. I like that in a man.

No, I did not fall head over heels in love with him, not at first sight anyway, but of course, I like the attention he's giving, and I had liked to indulge in a primitive mating game called FLIRTING.

We were soon going out late at night for coffee and conversation, from discussing everything under the sun, to having little intellectual debates.

An intelligent guy, this chap, and this is the top attraction for me. Plus, he's a looker too.

There was one night, after a hard-partying session where all of us were pissed-drunk, and the whole time, my head was on his shoulder. Without warning, he leaned down and pressed his lips against mine. I reciprocated.

Damn cupid! Setting two persons up who has no fate with each other!

He had hinted that he's not the right guy for me (isn't it obvious?), and asked me to settle with a good guy.

We parted mutually. Can't really say parted, we had never started anything. We just stopped communicating with each other. We both know that we'll end up apart somehow, some time.

I realised then that I had fallen deeply for him. Whether he still even remembers me now, I have my doubts, but I do not care.

I had never regretted, and will never regret, loving him, till this day. I have never regretted loving a person, only regretted that it never lasted.

A friend had asked, why do girls fall in love with bad boys?

I don't have the answer, but we just do. The only difference is that the "salvation" in this is whether the girl is able to see that there'll be no happy ending.

Hey, I have settled down with a good guy.

Listen, and you'll hear what the world has to say ...

I love what I'm doing now. It's not work, and it does not seem like a job. What I love about it is the flexible hours, always on the go, and best of all, I am learning about the lives of different people. Like what ticks them off... what they love/ hate... what makes them happy... what they fear most.

Listen, and hear what people has to say. Observe and learn, don't jump to conclusions. That's my job, to listen and to observe. If you don't listen, how will you know your client's needs? If you don't observe, how will you learn?

I can strike up a conversation with anyone I meet. It's easy, and you'll be surprised how well people respond. Perhaps it's because I'm an unassuming person, and not imposing, i suppose?

Call me a busybody, kaypoh, whatever, but I take interest in knowing the people around me. Reachable people, that is. I feel that life's worth living, after all.

Listen, the world has spoken.

Don't Cry... Just Live and Let Live

This is one of my favourite old time song ... It's funny how I can remember so vividly the lyrics of this song ... It reaches in deep and touches my soul, and never let go ...

"Don't Cry" by Naked

Winter comes for a reason to purge your soul ... with the change of the seasons I spin out of control

Where can I find you... when you're not even there... no where to find you

Innocent eyes are blinded when the candle dies ... Put your arms around him there'll be no sleep tonight

How can I help you, when you're so far away? No way to help you... Should I pray?

Don't cry, wipe the tears from your eyes ... don't cry, sleep with the souls tonight

There's no where to run, no where to hide fear is a monster, no end in sight

No screaming, silent screaming tonight close your eyes, dream

There's no where to run, no where to hide fear is a monster, no end in sight

No screaming , scream it away tonight, close your eyes and pray.

There are times in your life when you associate a particular song or piece of music with the ... situation? Or perhaps predicament you are in. Because of that, you tend to remember the songs and music for life.

Have you ever been step into a place, and suddenly the sights, sounds and even smells, brings you back to the past and you feel that you're in a state of deja vu? You can actually FEEL nostalgia with your five senses.

If one can say, "No, I've never had those instances!", then, my friend, you've not really experienced life. Not that I'm being a Miss Been-There-Done-That (although in most cases, I HAVE), but I say this because I'm an emotional person, and I FEEL LIFE... I feel FOR life.

There are moments where I can just close my eyes, feel at ease, and just listen to my surrounding ... No, not meditation ... just ... FEEL ... perhaps, feel at one with nature and feel the life around me. (I should have been called "Gaia" instead of "Marilyn".)

Dreamer, you say? Perhaps. Hoping for the impossible? Possibly.

"You can't change the world!" people tell me. True... I ABSOLUTELY agree... BUT ! I believe that although one drop of water cannot erode a single pebble, but a small and steady stream can, over time. Why are there inspirational songs? One won't do, what about two? Three? Four hundred?

"Pay it forward" a movie presents. Love it! LIVE IT! I do. Hope you do to.

Let's change the world.

Love,

Gaia ~~~',~{@

The Icezqueen has awaken!

Everyone around me has a blog somehow.

"Why now?" you would ask.

"Procrastination!" is my answer.

One reason people stay where they are, it's because they PROCRASTINATE.

Dictionary : pro·cras·ti·nate (prō-krăs'tə-nāt', prə-)
v., -nat·ed, -nat·ing, -nates.
v.intr.
To put off doing something, especially out of habitual carelessness or laziness.
v.tr.
To postpone or delay needlessly.

"Wherefore art thou, DETERMINATION." Lying deep in thine subconsciousness, my dear.

I have a bit of time alone now, and would like to (have been trying to get it going) pen my innermost thoughts... It is good for the soul. A friend has said it to be documenting an important year.

Thoughts that are running wild in my head, just waiting to be heard...

Alas, it is time... The Icezqueen has awaken.